MJ Mad Dog

Category: Financial Advice

financial advice

  • Week 277 – June 26th – HM Land Registry’s Property Alert service

    The six-monthly report came through, and all was OK with the property. 

    I would recommend this for peace of mind that no one is trying to use your property for their benefit. It’s free to register. 

  • Week 276 – June 20th – Halifax

    Earlier in the week, I had received a letter from the Halifax building society, that If I didn’t visit a branch before September, the account would be closed. 

    So, I went to a branch in Eltham and when I got to a cashier, I was pleasantly surprised that the account had £950 in. 

    I had the account closed and money transferred.  

    So always make sure you read your post, that’s when you get some delivered.

    I then did something for the 1st time in my life and went into a bookie and placed two bets. 

    Watch this space. 

  • Week 276 – June 19th – Interest rates

    The interest rates stay the same this month at 4.25%.  

  • Week 271 – May 14th – The long haul

    Just shows it’s the long haul, regarding the markets, especially when you have a Trump around. 

    The 19k I lost on March 9th week, has now been recovered with a 1K bonus. 

    Just annoying that I had to lose that with all these tariff issues. 

  • Week 270 – May 8th – Interest rate cut

    On the day that we celebrate 80 years since VE day, the Bank of England have reduced the interest rate from 4.5% to 4.25%. 

    Though it was a split decision of 5 for, 2 for cut to 4% and 2 for no change. 

    This is also on day, when it appears to be a tariff agreement reached with the USA. 

  • Week 268 – April 22nd – New laptop

    After a few days of doing the cricket job, I realised that I needed a new laptop.  

    After discussing with Mark, I decided to purchase a laptop from Dell.  

    Main features, being a large screen, 32GB of memory, and good network card. 

  • Week 257 – February 6th – Life Insurance

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  • Week 257 – February 5th –Interest rate monitoring

    After the feedback from my pension provider, as I mentioned in a previous blog, I decided to monitor the interest rates as they forecast only 2 cuts this year.

    Well the 1st meeting of the year they have cut the interest rate from 4.75 to 4.5.

    So will be interesting to see what happens for the rest of the year, but I think the employer tax changes in April could have big negative impact. We will see.

  • Week 254- January 25th – Quarterly Review

    Today I received my quarterly review of my portfolio and I thought I would report it for a record, that they believe there will only be two interest rate cuts in 2025.

    If this is the case, it won’t be great news for people or companies with all tax changes and increases that will come in April this year.

    Let’s see if they are correct with their forecast, hopefully not.

  • Week 250 – December 29th – HM Land Registry Property Alert Activity

    As mention before in previous blog posting, I would advise people in the UK to register for this on the UK Government website to keep a check that nothing is happening against your property.

    It’s free and gives you peace of mind.

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