Week 240 – October 14th – Scams

I received an email regarding new rules regarding money and scams.

The main points are these.

“From the 7 October 2024, we’ll be following new rules for Authorised Push Payment (APP) fraud.

Just to recap – APP fraud is when you believe you’re making a genuine payment but are tricked into sending money to a criminal.

What it means for you if you fall victim to APP fraud

We’ll reimburse your payments up to £85,000, if they’re eligible and are made after the 7 October 2024. The rules include most Faster Payments and CHAPS made in the UK.

If your claim is successful, we’ll put your money back into your account within 5 working days. If we reimburse you, we may not pay the first £100 per claim. This is called an excess. For example, if you raise a claim for £1,000 then we could reimburse £900.”

I find it interesting that they might take £100 if you get your money back and why was this email sent after the rule came into place and not before.

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